A concise dashboard of public housing, demographic, condominium-governance, inspection, and storm-planning indicators for boards, owners, and property executives.
Census QuickFacts reference periods verified October 3, 2026
Indicator
Hillsborough
Pinellas
Reference period
Population
1,574,115
948,563
July 1, 2025
Population change since 2020 base
+7.8%
−1.1%
2020–2025
Housing units
664,934
526,414
July 1, 2025
Owner-occupied housing rate
61.5%
69.5%
2020–2024
Median owner-occupied value
$371,500
$355,100
2020–2024
Median monthly owner cost with mortgage
$2,003
$1,948
2020–2024
Median gross rent
$1,667
$1,642
2020–2024
Residents age 65+
16.5%
28.7%
July 1, 2025 (V2025)
2025 building permits
8,696
4,198
2025
Countywide housing statistics include multiple property types and do not represent TrustPoint’s client portfolio. Census estimates can be revised with later releases.
Five-year DBPR trend
Condominium complaints reached 3,863.
Florida’s Division of Condominiums reported a 164% increase between fiscal years 2020–2021 and 2024–2025.
The total increased 44.2% in the latest year alone. Complaint volume does not establish that a violation occurred, but it does show the growing workload around records, meetings, financial procedures, inspections, repairs, and association accountability.
16,104Condominium associations had created the required DBPR online account.
7,836Associations had reported completion of a Structural Integrity Reserve Study.
48.7%Reported SIRS completions divided by created accounts—a context ratio, not a compliance rate.
Not every association represented by an online account is necessarily subject to SIRS requirements. Eligibility depends on building and statutory criteria. Source: Florida DBPR, December 1, 2025 report.
Inspection clock
Eight deadlines and thresholds to keep visible.
30 years
Initial milestone age
Applicable residential condominium and cooperative buildings generally enter the milestone program at 30 years.
25 years
Local coastal discretion
A local enforcement agency may set the initial milestone at 25 years based on local circumstances, including proximity to salt water.
10 years
Repeat interval
After the initial milestone inspection, the statutory cycle generally repeats every ten years.
14 days
Owner notification
After receiving the local agency’s written inspection notice, the association must notify unit owners within 14 days.
180 days
Phase-one window
Phase one must generally be completed within 180 days after the building owner receives the written notice.
45 days
Report distribution
After receiving the applicable inspection report, the association must distribute the inspector-prepared summary within 45 days.
365 days
Repair commencement ceiling
Required ordinances must provide that repairs for substantial structural deterioration commence within 365 days after the phase-two report is received.
3+ stories
Building-height trigger
The milestone statute applies to covered residential condominium or cooperative buildings of three habitable stories or more.
Simplified from Florida Statutes §553.899. Exceptions, local ordinances, extensions, building facts, and later amendments can affect a specific property.
2026 Atlantic outlook
Seasonal planning numbers—not a Tampa Bay landfall forecast.
NOAA’s updated outlook assigns a 70% probability to each activity range for the full Atlantic basin.
7–13
Named storms
The updated range includes the two named storms recorded when NOAA issued the outlook.
2–6
Hurricanes
Forecast range for storms reaching hurricane strength across the Atlantic basin.
0–2
Major hurricanes
Forecast range for Category 3, 4, or 5 hurricanes across the basin.
Jun–Nov
Official season
The Atlantic season runs June 1 through November 30, with most activity typically during August through October.
Prices rose over five years while insurance costs diverged by county.
FHFA indexes measure changes in single-family values, not the price of a typical condominium. Florida OIR premiums are reported averages and can differ materially by carrier, insured value, deductible, coverage, and property characteristics.
FHFA House Price Index change, 2026Q2
Geography
Quarter
1 year
5 years
Rank
Tampa metropolitan division
−0.41%
+1.07%
+47.80%
181
St. Petersburg–Clearwater–Largo division
−0.07%
−0.09%
+43.61%
216
Florida
+0.18%
+0.96%
+37.47%
41
Metro figures use FHFA’s not-seasonally-adjusted All-Transactions Index; the state figure uses the seasonally adjusted Purchase-Only Index. Rankings are based on one-year change within each table. FHFA HPI datasets.
$3,514
Hillsborough homeowners
Average annual premium including wind coverage reported by Florida OIR as of September 30, 2025.
$4,044
Pinellas homeowners
15.1% above the Hillsborough average in the same OIR dataset.
$1,344
Hillsborough condo unit
Average annual condominium unit-owner premium including wind coverage reported by OIR.
$1,381
Pinellas condo unit
2.8% above the Hillsborough condominium unit-owner average.
925,302
Condo multi-peril policies
874,920 in the voluntary market and 50,382 with Citizens in 2025Q3.
94.56%
Voluntary multi-peril share
Citizens represented the remaining 5.44% of reported condominium multi-peril policies.
20,698
Condo wind-only policies
4,182 in the voluntary market and 16,516 with Citizens in 2025Q3.
79.80%
Citizens wind-only share
The voluntary market represented 20.20% of reported condominium wind-only policies.
OIR figures exclude surplus-lines policies. The 2025 premium figures include wind coverage; they should not be treated as a directly comparable trend against the prior report’s undifferentiated averages. Florida Property Insurance Stability Report, January 2026.
Workforce and operating context
The labor market behind property service delivery.
The BLS metro area includes Hillsborough, Pinellas, Hernando, and Pasco counties. Wage figures are cross-industry means, not recommended vendor rates or TrustPoint compensation data.
1.70M
Civilian labor force
1,701,500 people in August 2026, preliminary and not seasonally adjusted.
4.7%
Unemployment rate
79,200 unemployed people in August 2026, preliminary and not seasonally adjusted.
$31.96
All-occupation wage
Mean hourly wage across Tampa metropolitan occupations in May 2025.
$66.50
Management wage
Mean hourly wage for the management occupational group in May 2025.
$42.49
Business and finance
Mean hourly wage for business and financial operations occupations.
$45.10
Architecture and engineering
Mean hourly wage for architecture and engineering occupations.
$18.07
Building and grounds
Mean hourly wage for building and grounds cleaning and maintenance occupations.
185,560
Office and admin jobs
12.8% of metropolitan employment, with a mean hourly wage of $23.93.
Use the linked agencies to confirm the latest release, methodology, geographic scope, and limitations before applying a public statistic to a specific property. Their identities are shown only to identify the source; no affiliation or endorsement is implied.
Regional statistics are used as a property finding
A fictional report uses a county-wide measure to explain an individual building issue. The geography and observed population do not directly describe that building.
Original fictional example · no completed client assignment or property inspection is represented.
From available records to a bounded decision
Record to obtain
Review question or calculation
Issuing source and reference period
Check geography and unit before interpretation
County or metropolitan coverage
Keep derived regional context labeled
Property-specific records
Seek property evidence before attributing a local cause
Useful working output: A contextual statement with the inference boundary and missing local evidence stated.
Adapt the record request to authorized access, governing documents and the actual property. The example does not verify any unknown input or replace a professional conclusion.
A regional figure is used to support a property decision.
What the evidence does not prove
Do not use county-level context as a measurement of one community.
What to verify before acceptance
Confirm geography, reference period, unit and original source, and identify the property-level evidence still needed.
Original proposed coordination checks · adapt to authorized access, the actual obligation and the appropriate professional review. These are not findings about your property.
The two-county population total and the broader BLS metropolitan labor area describe different populations. Do not use one denominator to calculate a rate from the other.
Five-year Census estimates are not a single-year rent survey, and FHFA single-family indexes are not condominium sale prices. Insurance averages from an older reporting period are historical context rather than a quotation.
For a board paper, preserve the source URL, release or reference period, units, and calculation. Recheck the issuing agency before a material decision and disclose whether the measure is provisional, revised, or historical.
Can these regional figures value a condominium?
No. County estimates and single-family price indexes provide context. A property-specific valuation needs relevant comparables and qualified analysis of the actual unit, building, and market.
Review date: October 3, 2026. Reference dates remain attached to each observation. The CSV now includes source_url, reviewed_at and interpretation fields; the grouped JSON has schema version 2. Historical 2024 insurance rows remain in the CSV and in historical_property_insurance in JSON.
Labor indicators now use August 2026 preliminary BLS figures; counts reported in thousands are converted to people with their original rounding. Premium figures displayed above use the September 2025 OIR observations with wind coverage identified. The dashboard is a selected source snapshot, not a live feed or a claim that every measure is the newest available series.
The October 6, 2026 review checked the displayed Census county observations, BLS labor and wage tables, NOAA outlook, FHFA summary tables, OIR county premium and condominium policy tables, DBPR complaint series and milestone-inspection timing. Historical periods and preliminary labels remain part of the observations.
The DBPR November 2025 account and study counts remain a historical source snapshot. Their context ratio is not a compliance rate; verify current reporting definitions and the applicable population with the issuing agency before interpretation.
The October 9, 2026 follow-up checked three August 2026 preliminary BLS observations: civilian labor force, unemployed people and unemployment rate. The CSV and grouped JSON agree with the issuing table; those values are unchanged. This limited check does not refresh or verify every dashboard observation.
The same follow-up compared eight May 2025 occupational wage, employment and share observations with the BLS release published July 7, 2026. The six hourly wage measures and two office-support measures agree with the source. Other dataset observations retain their earlier review scope.
Explore the same geography through different measures
A larger population and a denser county are different facts.
Switch the measure to see why scale, housing stock and density answer different planning questions. Each view keeps its own reference period and units.
Population
July 1, 2025 · Vintage 2025 · People
Hillsborough
1,574,115
Pinellas
948,563
Hillsborough has the larger county population. These totals do not count condominium residents separately or measure service demand at a particular property.
Housing units
July 1, 2025 · Vintage 2025 · Housing units
Hillsborough
664,934
Pinellas
526,414
Housing units include multiple tenure and building types. A county total cannot establish the number of association-managed homes or occupied units.
Population density
2020 Census · People per square mile of land
Hillsborough
1,428.5
Pinellas
3,504.2
Pinellas has the higher population density despite its smaller population total. Density is a geographic measure, not a measure of building condition or property risk.
Source: U.S. Census Bureau QuickFacts, Hillsborough County and Pinellas County. Fields checked October 15, 2026. Each bar is scaled to the larger county value within its own view; bar lengths across different views are not comparable. Density retains the 2020 Census reference period.
Downtown Tampa from the West Platt Street bridge. Photograph: Mark Szelistowski, December 22, 2013. Wikimedia Commons source · CC BY-SA 3.0. Original photograph reproduced without visual alteration; historical location context, not a property inspection.
U.S. Census BureauPopulation, housing, household, and building-permit estimates.
Florida DBPRCondominium reporting, complaints, and program guidance.
Florida LegislatureCurrent statutory text and inspection requirements.
NOAAAtlantic hurricane-season outlooks and stated limitations.
FHFAHouse Price Index datasets and geographic comparisons.
Florida OIRProperty-insurance market and premium reporting.
BLSMetropolitan employment, unemployment, and wage data.
